Who Has the Cheapest Auto Insurance? Here’s How I Figured It Out

Who Has the Cheapest Auto Insurance?

I was determined to reconfigure my budget because I really wanted a new car. When I sat down and looked at everything, I realized that actually buying a new car was much more complicated than just adding a car payment into the monthly figures.

For starters, I’d have to pay a lot more for my insurance, too. Plus, I’d most likely want to take good care of a new car so maintenance would cost more than it did now. If I’m being honest, the car I was driving at the time was more than a decade old and I was lucky if I got the oil changed half as often as I should. I stopped taking care of it when it hit 100,000 miles and began saving for a new car instead.

Because of my negligence, I had managed to save a good down payment over the last two years or so and was beyond ready for a new car. But to work out the details of my budget and to know exactly what I could afford, I’d have to take those other factors into account, too. My logic was that the maintenance was just a given. I didn’t really have much control over how much it would cost. Fuel was something I had a lot of control over so I just figured I’d tackle that week to week.

That left my insurance. The first thing I did was ask myself who has the cheapest auto insurance? But it wasn’t exactly that simple. I didn’t just want cheap. I wanted something that was both cheap and gave me good coverage.

Getting the cheapest auto insurance possible

It wasn’t really as easy as doing an internet search for “cheapest auto insurance” but I’d be lying if I said it was extremely difficult. I just had to do a lot of reading. Look at different policies on different company’s websites, talk to different agents, read all the fine print. Eventually I settled on some very cheap car insurance no deposit needed, which I found here: http://www.verycheapcarinsurancenodeposit.com/

Luckily, thanks to the internet, you can do a lot of this work from the comfort of your own home, in your pajamas, without actually talking to another human being. That might have been my favorite part, actually. Haggling with the car salesmen was going to be hard enough, I really wanted this process to be as easy as it could be.

In the end, I walked away a satisfied customer: new car, affordable policy, budget intact.